Aside from BDO, I’ve tried also RCBC. According to what I’ve heard
with regards to this bank, you will never be approve if you don’t have an
existing credit card with some other banks, may be for a reason that an existing
credit card will be their basis if you have a good standing credit or a good creditor and a responsible consumer – that will be a chances of approval and for
those necessary documents which are being required will be just for an SOP or
formality. However, I just tried it though.
For online application, you can visit their official website. RCBC
also offers different kind of cards; these are Classic Cards, Gold Cards,
Diamond Card, Platinum MasterCard, Black Card Platinum, Master Card, Visa
Infinite Card, World MasterCard, Corporate Card, Union Pay Card, Web Shopper,
Landmark Anson’s MasterCard, Citrus, Sta. Lucia Mall and some of the others
which are not mentioned here.
On their website if you’re applying online, the application form will
be their already on the screen for you to fill-up. Again, first you will have
to select on what kind of card you want to apply for (suits your needs). And then,
you have to fill those boxes that required an information to be filled on - the
basic information about you and your financial or employment status.
Upon applying RCBC credit card online, make sure that you have already
prepared scanned documents to be uploaded upon application. Unlike BDO, the
necessary documents will be send within that application. In Banco de Oro, upon
receiving your online application by the one who assess that application,
he/she will call you after several days to comply those asked documents by
sending to that given email account of them. Here, if you don’t have those
scanned documents, you just make such hard times filling those boxes after all
it will be just resetted back to blank.
There are only two options for that uploading. First is for your
identification and the other one is for the proof of your income. Just a
suggestion, if you wanted to send all of your IDs and those other requirements,
you can save this in one file with several data within. A file which has your proof
of identification - paste all of the necessary IDs which include those
government issued IDs. Then the second one is for the proof of income - paste your
recent pay slip, COE, ITR and some other acceptable documents.
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